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GP's Choose Private Healthcare Over NHS
A recent survey by the 'Hospital Doctor' magazine, which was featured
predominantly in the Daily Mail, has revealed that nearly a quarter of
GP's now have private medical insurance. This news has been met with a
series of responses; many blaming GPs for 'deserting' the NHS, claiming
that there is little faith in the system and that this is a by-product of
low morale and Government targets.
Perhaps GP's have lost faith in their overstretched public health system;
maybe they are concerned about infections and waiting lists. Or, perhaps
they see the ever rising tide of patients and waiting lists, and can
imagine the headlines if they or their families contributed towards them.
But, there are those who seize upon the pay rises that have been awarded
to GP's in Britain, and state that affordability is a fundamental reason
behind the apparent mutiny. But, although there might be a quarter of
Britain's GP's who have chosen to purchase private medical insurance, 7
million other people have also opted for private healthcare throughout
the country.
In recent years, the evolving products within the industry have meant
that it isn't just professionals who are obtaining this apparent 'luxury'
product. The introduction of modular products has provided the consumer
with choice, and in recent months, Health-on-Line - a provider of private
medical insurance - has seen a dramatic increase in the number of GP's
purchasing their Personal Choice product.
Private Health insurance ensures that the major costs relating to
eligible treatment of acute conditions are covered at a private hospital
on the published hospital directory. With medical expertise and
technology advancing all the time, relatively minor operations can cost
thousands of pounds on a self-pay basis. By taking out private medical
insurance, not only can NHS waiting lists and unexpected charges be
avoided for eligible costs but individuals can experience peace of mind
and confidence, at a time when stress and concerns should be minimal.
Private medical insurance needn't be expensive, and it could cost less
than £1 per day for a couple in their mid-forties to be covered under a
comprehensive Personal Choice plan arranged by Health-on-Line. So, should
we concern ourselves that Doctors are taking out private medical
insurance when private care is becoming more affordable for everyone?
About the Author
Andrew Regan is an online, freelance journalist.
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